We buy houses in Kensington PA. Do you need to sell your property to avoid foreclosure in Pennsylvania? We are Kensington PA home buyers and in our latest post, learn more about the foreclosure effects to sellers, what you can do to stop the bank and save your credit in Kensington Pennsylvania!
Nobody wants to deal with the foreclosure process, but unfortunately, it happens to good people every day. While foreclosure rates are down to about 3.6%, people are still losing their homes to the banks. Life can change in a blink of an eye when you lose a job, get a divorce, or are faced with the loss of a loved one. People in foreclosure often have other unfortunate things happening in their lives and dealing with the banks is the last thing they want to do.
The good news is that with a fast sale of your Kensington PA home, you will be able to stop the bank while avoiding the destruction of your credit. Keep reading to learn more about how to sell your property to avoid foreclosure in Kensington PA
Sell Your Kensington Pennsylvania House Fast
When you need to sell your house fast in Kensington PA, you have two primary options. You can choose to list it and cross your fingers or you can opt to work with a direct buyer, guaranteeing you a sale date and sale price. Sure, direct offers are usually less than what houses on the MLS fetch, but you must take into account the fact that by working with a direct buyer, you won’t have to deal with repairs, commissions, or marketing costs. You will be able to sell fast and walk away.
If you opt to list your house in Kensington PA, be advised that it can be risky. If your property doesn’t sell right away, the banks may be able to get to it before you have found a buyer. You will need to price the home to sell and make it as appealing as possible in your photos as not to be overlooked by potential buyers. You’ll want to find a buyer who will be able to close on the house right away as any delay could cost you the deal and the house. There are agents who specialize in foreclosure sales, if this is what you choose to do, it is best to work with a professional who knows exactly how to get things done.
Plan Your Move Now in Kensington PA
When you work with a direct buyer such as Quick Cash Philly, they will likely be ready to close in only a matter of days. That said, you will need to be ready too! You could hypothetically get an offer this week and close next week! If this happens, you will want to be ready to go. Figure out your moving logistics, costs, and where you plan to go. If you haven’t done so already, take some time to declutter. Throw things away that need to get tossed and consider selling some unused items to help with the sale. If the situation calls for it, you could even opt to have a yardsale to quickly generate cash for the items you aren’t taking with you.
You will also need to know where you are going. If finances are tight, buying a new home may be out of the question, plus it is unlikely you would be able to close as quickly as you would need to move in. That said, you may choose to rent if you sell your house to avoid foreclosure. You will need to be able to pass a credit check and come up with first, last, and security. If it comes down to it, ask family or friends to stay with them until you are able to find new housing. A sale to a direct buyer can happen very quickly. If you are dealing with cleaning, packing, and moving, you may not have the time to find the perfect place. Instead of rushing into a place that isn’t right for you, instead, try to stay with someone you know – for only a short time of course. Check around in your community as well. There are often programs to help struggling homeowners get back on their feet.
Don’t Hesitate In Kensington Pennsylvania
Once the bank has begun its proceedings, it may be too late to do anything about losing your home. Your credit will be impacted, making it more difficult to buy another home in the future. It can take a lot of work to build your credit back up so if you feel you are at risk of losing your home, it is better to be proactive about it as opposed to waiting.
Sell My House In Kensington PA
While the process can take some time, letting you stay in the home for longer, it isn’t worth the damage that can be done to your financial future. Sell your house in Kensington PA directly to us. By getting a direct, no-obligation offer from Quick Cash Philly, you will be able to run the numbers and ensure you don’t lose your property to the bank. We are homebuyers in Kensington PA.